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2028 E Ben White Blvd Suite 240-2015, Austin, TX 78741
Practice Areas : Car Accident
The insurance claim process in the United States can be complicated. As much as they advertise otherwise, insurance companies aren’t always focused on assisting policyholders in a time of loss, but rather, in maximizing profits for their stakeholders. Of course, this isn’t always the case and insurance companies have helped people when they truly needed it most. However, they don’t always get it right, even if they are trying to…they also don’t always try to get it right, either. They are still a business, and they must remain profitable. To accomplish this goal, insurance companies frequently focus on collecting premiums and then underpaying or outright denying claims. That is to say, even if a homeowner, or commercial property owner has experienced an actual loss that should be covered under the policy, the insurance companies, through their army of adjusters and insider tactics, will underpay or deny the claim anyway. Even in some situations when the claim is purportedly paid, often times low-ball offers are made to force policyholders to take a bad deal. These insurance denials can come after a hailstorm, a flood, or even after a car accident since, no matter what the risk, the insurance company attitude often remains the same; delay, deny and then defend.
